Repayment Tenure: Maximum 12 Months

• 25% Where interest is serviced at monthly rest
• 35% Where interest will be paid along with principal at the time of maturity of loan
• Bullet Repayment option available for loans up to Rs.2.00 Lakhs

• Eligibility : Any Individual
• Security :Gold ornaments / Jewellery of not less than 22 carats (preferably Hallmark) certified by approved gold valuer and valuation should be accordingly indicated by the valuer. Specially minted gold coins upto 50 gms per customer with "99.99% purity" certification - To obtain proper receipt of purchase and ownership. Guarantors :
• Guarantors : For Loan above Rs.10 lacs, personal guarantee of spouse or other family member/s.

Subscription to Bank's Share - Membership:
For Borrower:-
I. For Loans upto Rs.1.00 Lakh - A class membership of Rs. 1000/- per borrower
II. For Loans above Rs.1.00 Lakh - 1% of the Loan Amount.

• MINIMUM DOCUMENTATION
• KYC
• Any other documents required by the Bank.