Mortgage Term Loan

Personal Expenses/ Needs - Genuine Justifiable purpose

* "Conditions Apply. Loan at sole discretion of the Bank." SMS 'ML' to 92231 78900

Repayment Tenure: Maximum 108 Months

Margin : Max. 50% of Residual Value

Maximum Loan Amount Limit : Rs.5.00 Crores

Eligibility :

Salaried Persons:- With minimum 3 years of past permanent/confirmed service.

Non-Salaried Persons:- Self employed person with profit earning for at least past 2 years.

Security : Mortgage of property (Residential / Commercial )

Guarantors : Two competent guarantors acceptable to Bank

Subscription to Bank's Share - Membership: 2.50% of Loan Amount

Processing fee : 1% of Loan Amount

1. Loan Application Form in prescribed format.

2. One passport size photograph .

3. Address Proof..

4. Identity Proof. Salary/Income details .

5. Net worth forms.

6. Any other documents required by the Bank.